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Moore Insurance Group opens second office, in Ilion


Moore Insurance Group opens second office, in Ilion

by Traci DeLore

11/14/2011 11:58:00 AM

ILION — Less than two years after opening for business, Ryan Moore is expanding his insurance agency into Herkimer County with a new office in Ilion.

Moore Insurance Group Agency, Inc. first opened its doors in Rome in April 2010, with Ryan Moore as president and his brother Jonathan (Ty) Moore as vice president.

“We had some good products,” Ryan Moore says, and the agency started to gain traction.

Moore Insurance hired a branch manager and three other employees.

“Before you knew it, we had a really nice, dynamic office,” Moore says.

In that first year, Moore had goals to sign at least 100 policies in his first 100 days in business, write at least $300,000 in premiums, and put between 200 and 250 insurance policies in force.

Moore says he was able to achieve all those goals, and he was soon looking for his next challenge.

It was his relationship with Erie Insurance as a representative that actually provided his next opportunity for growth, Moore says.

Erie was looking for an agent to set up shop in Herkimer County — a market where it had no representation — and approached Moore to see if he was willing.

Moore says he jumped at the opportunity, although it took a little time to find the right location and get the office set up.

Moore Insurance opened the Ilion office Nov. 14 at 130 W. Main St., where the agency leases about 1,000 square feet from John Richards in the Northern Floors building.

The new office makes Moore Insurance Group the first carrier to offer Erie Insurance products in the Ilion, Herkimer, Mohawk, and Frankfort area. Moore hopes those offerings will help his company attract new clients who are looking for some different options.

Erie has even cut its rates by 5 percent in many parts of the county, making it a very competitive option, Moore contends.

Moore Insurance also offers products from Travelers, New York Central Mutual, The Hartford, ING, MetLife, and Progressive to provide commercial, home, auto, business, life, farm, worker’s compensation, snowmobile, and all-terrain vehicle coverage. Moore says his agency will compete with several agencies in the Ilion area including State Farm and Allstate.

Hope Headley, an Ilion resident, is the branch manager for the Ilion office of Moore Insurance. She has more than 10 years experience in the insurance industry and worked previously for Medders Insurance Agency and State Farm.

“She brings a vast amount of insurance knowledge to this office,” Moore says.

Headley says the company will soon launch a marketing plan for Herkimer County. In the meantime, she’s keeping busy getting out and meeting people and getting the agency involved in the community.

“I think they’ll find we’re a little different than others,” Moore says of his firm. Moore, who has a background in commercial banking as well as insurance, says he can help customers with everything from finding the right auto-insurance coverage to developing a business plan. He hopes this value-added service will help his customers grow and allow his agency to grow with them.

Moore declined to share current client figures for his firm or his goals for the Ilion office.

Moore Insurance Group (www.mooreinsuranceinc.com) employs nine people. Moore says he hopes to organize an event to celebrate the opening of the Ilion office in the near future.       



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Posted Saturday, November 19 2011 1:36 PM
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Tags : Moore Insurance Group Ilion, NY, Auto Insurance Ilion, NY

Do You Need Home-based Business Insurance?


Do You Need Home-based Business Insurance?

The extra way you’re making money may be vulnerable to loss.

 High-tech communications and the Internet are making it possible for more people to become self-employed and offer services out of a basement or spare room. What some might not think about, though, is the risk associated with operating a business from your home that may not be covered by your homeowners insurance. Specifically, you may be liable for damages resulting from your business operations or you may risk losing equipment or supplies. 

 The main reason a homeowners policy may not cover liabilities for a home-based business is because the business is creating the risk of loss, not the home.

 What to consider when you operate a home-based business:

  • How much will your homeowners insurance cover if there is a loss?
  • What coverage do you need in order to insure your business equipment?
  • Could your business be added to your homeowners policy as an endorsement? Or do you need separate policies?
  • Do you have customers coming into your home? (If so, you should consider extra liability protection in case of an accident, such as a fall down the stairs or on the sidewalk.)

 

Not sure what protection you need? Give us a call, and we can help. We can tell you about our products that can cover these risks and help you decide what’s right for your situation. (315)371-4288.



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Posted Tuesday, August 23 2011 7:23 AM
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Tags : Home Based Business Insurance

Help Me Understand Workers Compensation Insurance


"Help Me Understand Workers' Compensation Insurance Enough to Feel Good About What I Buy!"

That's the number one request small business owners make when asked what carriers and agents can do to make workers' compensation insurance buying more understandable. We took their request to heart and developed an interactive website to explain workers' compensation in plain English.


Click the link below to view an informative workers compensation presentation by The Hartford.


http://www.thehartford.com/workerscomp/generic.html


As always, any questions relating to workers compensation can be directed to our agency.  We're here to help make your life easier.  (315)371-4288.




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Posted Tuesday, July 19 2011 7:46 AM
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Tags : Workers Compensation

Two Electric Cars Earn Top Safety Rating


Two Electric Cars Earn Top Safety Rating

Two electric cars ? Chevrolet Volt and Nissan Leaf ? are getting the green light from safety experts.

Both vehicles recently earned the highest safety ratings from the Insurance Institute for Highway Safety in its first-ever U.S. crash test evaluations of plug-in electric cars.

The Volt and Leaf earned the top protection rating for the four most common kinds of injury crashes: front, side, rear and rollover. With these ratings and standard electronic stability control, they qualify as winners of Top Safety Pick, the Institute's award for state-of-the-art crash protection.

"What powers the wheels is different, but the level of safety for the Volt and Leaf is as high as any of our other top crash test performers," says Joe Nolan, the Institute's chief administrative officer.

Fuel efficient, too

The dual-power Volt and all-electric Leaf not only surpass benchmarks for protecting occupants in crashes, but they also exceed current fuel efficiency and emissions standards. Both models are new for 2011.

  • The Volt is a plug-in battery/gasoline hybrid that can run in electric-only mode with a range of about 35 miles on a single charge. A gasoline engine kicks in to power the electric motor when the battery is spent.
  • The Leaf runs on battery power alone and has an Environmental Protection Agency-estimated average range of about 73 miles on a single charge.

Small but safe

The Volt and Leaf are classified as small cars, with their overall length, width and passenger capacity in line with their peers. But their hefty battery packs put their curb weights and handling stability closer to midsize and larger cars.

"The Leaf and Volt's extra mass gives them a safety advantage over other small cars," Nolan says. "These electric models are a win-win for fuel economy and safety."

The addition of the two electric cars brings the Institute’s number of safety award winners so far for this year to 80. It lifts General Motors' current model tally to 12 and Nissan's to 3. The safety ratings help consumers pick vehicles that offer a higher level of protection than federal safety standards require.

Shopping for a new car?

If you’re buying a new car, keep safety in mind and check out the full list of winners. Also, give us a call beforehand and we can let you know how much your new car will cost to insure. We can help you learn which safety features can earn you a discount on your ERIE auto insurance, too.



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Posted Thursday, July 07 2011 6:53 AM
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Tags : Electric Cars

Check Your Coverage Before Flood Waters Rise


Check Your Coverage Before Flood Waters Rise

 

Floods can happen anywhere, anytime. They’re one of the most unpredictable catastrophes, and just a few inches of water can soak your home and sock your wallet. And, according to safety experts, your home has a greater chance of being damaged by a flood than a fire.

 

But, did you know that homeowners insurance policies don’t cover flood damage? Only flood insurance will cover the losses.

 

We can help you secure flood insurance to protect your home or business. Flood coverage options are available to you through:

 

  • Erie Insurance, which has partnered with American Bankers Insurance Company. American Bankers is one of the top flood carriers in the country. They have consistently received an excellent rating for financial strength from A.M. Best credit rating organization.
  • The Federal Emergency Management Agency’s National Flood Insurance Program. The NFIP offers flood insurance to homeowners, renters and business owners.

 

It’s a good idea to start the process as soon as you can because most flood insurance policies have at least a 30-day waiting period before they take effect.

 

Also, premium costs for residential properties vary depending on coverage, which is available for your building, contents or both. Our agency can help you determine the flood risk level for your home and property and advise you on the appropriate level of insurance protection. Give us a call to learn more about adding this coverage to your insurance package. (315)371-4288

 

 

 

 

 

ERIE® insurance services are provided by one or more of the following insurers: Erie

Insurance Exchange, Erie Insurance Company, Erie Insurance Property & Casualty

Company, Flagship City Insurance Company and Erie Family Life Insurance

Company (home offices: Erie, Pennsylvania) or Erie Insurance Company of New

York (home office: Rochester, New York). Not all companies are licensed or operate

in all states. Not all products are offered in all states. Go to erieinsurance.com for

company licensure and territory information.

 



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Posted Monday, May 23 2011 11:05 AM
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Tags : Flood Insurance

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