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Five Ways To Be Savvy When It Comes To Spending

Tough job market. Rising Costs. The unexpected need for new tires. These and other increasing expenses can hammer family budgets.  Luckily, there are several steps you can take to make sure you're spending wisely when it comes to your insurance.  Some may help you cut your risk of a financial loss.

1. Check Your Coverage
Reviewing your coverage with your Agent helps you make sure you're not paying extra for coverage you dont need. (At the same time, it'll help you make sure you do have the coverage for when you really need it.)

2. Buy Home & Auto Together
If you're buying auto insurance form one company and homeowners insurance from another, chances are good you're paying too much.  You can save both money and hassle by having both your policies with the same insurance carrier.  Erie Insurance offers a discount off each policy when you have them both with the company. 

3. Raise 'em Right
Numerous studies have shown that children start learning to drive well before age 16, just by watching their parents. Setting a good example years ahead of time is important and can also lead to discounts.  If your household is without an at-fault accident for at least 5 years before your son or daughter takes the wheel and your teen has no moving violations, you may qualify for the Youthful Driver Discount.  Having an accident-free record can help you qualify for other discounts too, like Erie's Safe Driver Discount.

4. Stay Around Awhile
If you're ever tempted to insurance shop- or hop-know that changing companies can lead to higher premiums over the long haul. Erie offers lower rates for homeowners insurance based upon the number of years you're continuously insured under an Erie Homeowners policy.  The longer you're with Erie, the more you'll save.

5. Check Before Buying
Looking for a new ride?  Consider the insurance cost before buying.  It can help save, sometimes substantially. 
Safety features, such as side airbags, antilock brakes and security systems all make a difference.
Posted 10:43 AM  View Comments

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