Home Page Home Page About Us Get A Quote Personal Insurance Business and Commercial Insurance  Health Insurance Customer Service Options Resources Claims Area Contact UsR. W. Moore Insurance Agency, Inc.

If so, your business could be at risk for an employment practices liability claim.

It’s a fact—more employees are filing discrimination claims against their employers. The Equal Employment Opportunities Commission (EEOC) reported that 93,277 workplace discrimination charges were filed in 2009– the second highest level ever (2008 boasts the highest).

If you answer yes to any of these questions, you may be at risk for Employment Practices Liability (EPL) claims:

  1. Is there a chance you will terminate or lay off any employees this year?
  2. Is there a chance you might promote any employees this year?
  3. Is there a chance you might demote any employees this year?
  4. Will you be preparing and delivering performance reviews?
  5. Will you be giving salary increases?

The average defense cost for an employment practices claim is $125,000, reports American Agent & Broker 2008. (Even groundless claims may result in legal fees.)

Erie Insurance’s employment practices liability (EPL) coverage provides protection against claims made by employees alleging discrimination, wrongful termination or harassment, including sexual harassment.

Specifically, EPL coverage pays for liability damages and defense costs due to charges by full-time, part-time, temporary and seasonal employees, applicants for employment and recognized volunteers.* Coverage for claims made by third parties, such as customers or vendors, is also available for an additional premium for Ultraflex Customers.

EPL coverage from Erie Insurance is affordable and easy to add to your commercial insurance account. Premiums are set per employee and vary depending on the limit and deductible you choose.

And, if a claim occurs, you’ll have access to experienced claims professionals and attorneys who are experienced in employment law. We also provide a link to online loss prevention resources, including sample employment policies and procedures.

Call us today to add EPL to your commercial insurance account with Erie Insurance. You’ve worked hard to build your business. Make sure it’s protected. Call us at (315) 371- 4288.

*Coverage is subject to the terms and limitations of the EPL endorsement.

ERIE® Insurance services are provided by one or more of the following insurers: Erie Insurance Exchange, Erie Insurance Company, Erie Insurance Property & Casualty Company, Flagship City Insurance Company and Erie Family Life Insurance Company (home offices: Erie, Pennsylvania) or Erie Insurance Company of New York (home office: Rochester, New York). Not all companies are licensed or operate in all states. Not all products are offered in all states. Go to erieinsurance.com for company licensure and territory information.

Posted 3:56 PM  View Comments

Share |


No Comments


Post a Comment
Name
Required
E-Mail
Required (Not Displayed)
Comment
Required


All comments are moderated and stripped of HTML.
Submission Validation
Required
CAPTCHA
Change the CAPTCHA codeSpeak the CAPTCHA code
 
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive


View Mobile Version